The Bogleheads' Guide to Retirement Planning

The Bogleheads are an on-line community of do-it-yourself investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group. In The Bogleheads' Guide to Retirement Planning, the Bogleheads tackle the difficult and, at times, complicated issue of retirement. Divided into six sections, the Bogleheads first begin with an overview of the future of retirement planning where they discuss early budgeting tips, the law, current statistics, and social security. They then dive into the different types of saving plans, like personal IRA accounts, personal savings accounts, employee plans (both defined benefit and contribution plans), and fixed and variable annuities. The third and fourth sections deal with the tricky difference of investing for retirement and investing in retirement, as well as how to use insurance policies to protect your assets. The Bogleheads discuss estate planning considerations, such as taxes and related gift issues, and how to use professional planners to your benefit in the last two sections. Throughout the book are tons of Boglehead tips, anecdotes and, of course, pearls of wisdom from their beloved John C. Bogle, who provides a foreword to the book.